• Expertini Resume Scoring: Our Semantic Matching Algorithm evaluates your CV/Résumé before you apply for this job role.
Hong Kong Jobs Expertini

Senior Associate, Credit Approval (Consumer Banking), Risk Management Group Job Opening In Hong Kong, Hong Kong – Now Hiring DBS Bank

Senior Associate, Credit Approval (Consumer Banking), Risk Management Group

    Hong Kong Jobs Expertini Expertini Hong Kong Jobs Financial Specialists Senior Associate, Credit Approval (Consumer Banking), Risk Management Group

Job description

Senior Associate, Credit Approval (Consumer Banking), Risk Management Group-(WD74085)

Business Function 

Risk Management Group (RMG) is responsible for the development and maintenance of risk management and internal control frameworks.

We provide independent review and challenge to business to ensure that appropriate balance is considered in risk/return decisions.

In addition, RMG is responsible for the monitoring and reporting on key risk issues of the Bank.

To manage risk effectively and deliver strong financial performance, we invest significantly in our people and infrastructure.

Responsibilities

  • Review customer's financial status, Credit Bureau Report, internal credit history to recommend approval decision for unsecured products applications
  • Process credit applications according to credit policies and underwriting standards as well as regulatory policy requirement
  • Perform verification to detect fraud application and prevent fraud
  • Provide recommendations for unsecured products applications requiring higher approval authority
  • Work closely with business units for supplementary information and/or supporting documents, and discuss specific issues over the approval process
  • Prepare testing case and conduct UAT test for system / project development
  • Perform other ad hoc projects or assignments
  • Requirement

  • Tertiary education or equivalent
  • 5 years or above credit experience for unsecured loan product risk management / underwriting / product management
  • Self-initiative and good team player
  • Strong analytical, communication and interpersonal skills
  • Strong credit sense and able to balance business and credit risk
  • Good time management to prioritize important tasks
  • Familiar with processing systems (VisionPlus and AAPS) will be an advantage
  • Experience in performing UAT will be an advantage
  • Apply Now

    We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

    We regret only shortlisted candidates will be notified.

    Primary Location

    :Hong Kong-One Island East

    Job

    :Risk Management

    Schedule

    :Regular

    Employee Status

    :Full-time:

    Job Posting

    :May 12, 2025, 8:00:00 AM

    Required Skill Profession

    Financial Specialists


    • Job Details

    Related Jobs

    Prudential plc hiring Senior Group Manager, Credit Risk Job in Hong Kong
    Prudential plc
    Hong Kong
    Mandurah Consultancy hiring AVP – Credit Risk Management Job in Hong Kong
    Mandurah Consultancy
    Hong Kong
    Goldman Sachs hiring Risk, Credit Risk, Associate, Hong Kong Job in Hong Kong
    Goldman Sachs
    Hong Kong
    DBS Bank hiring AVP, Treasures Relationship Manager, Consumer Banking Group Job in one island east, hong kong, Hong Kong Island, Hong Kong
    DBS Bank
    one island east, hong kong, Hong Kong Island, Hong Kong
    DBS Bank (Hong Kong) Limited hiring AVP, Treasures Relationship Manager, Consumer Banking Group Job in Hong Kong
    DBS Bank (Hong Kong) Limited
    Hong Kong
    Bank Of China (Hong Kong) Limited hiring (Senior) Credit Risk Manager (Credit MIS) Job in Hong Kong
    Bank Of China (Hong Kong) Limited
    Hong Kong
    Unity Partners hiring Senior Credit Risk Officer Job in tang lung st, v-point, hk, Hong Kong Island, Hong Kong
    Unity Partners
    tang lung st, v-point, hk, Hong Kong Island, Hong Kong
    Mandurah Consultancy hiring Senior Credit Risk Analyst Job in Hong Kong
    Mandurah Consultancy
    Hong Kong
    JPMorgan Chase & Co. hiring Credit Risk Management (Asia Hedge Funds & Asset Managers) - Associate Job in Central And Western District, Hong Kong Island, Hong Kong
    JPMorgan Chase & Co.
    Central And Western District, Hong Kong Island, Hong Kong
    DBS Bank hiring Associate to AVP, Channel Development Manager, Business Development, Consumer Banking Group Job in one island east, hong kong, Hong Kong Island, Hong Kong
    DBS Bank
    one island east, hong kong, Hong Kong Island, Hong Kong

    Unlock Your Senior Associate Potential: Insight & Career Growth Guide


    Real-time Senior Associate Jobs Trends (Graphical Representation)

    Explore profound insights with Expertini's real-time, in-depth analysis, showcased through the graph here. Uncover the dynamic job market trends for Senior Associate in Hong Kong, Hong Kong, highlighting market share and opportunities for professionals in Senior Associate roles.

    2510 Jobs in Hong Kong
    2510
    1934 Jobs in Hong Kong
    1934
    Download Senior Associate Jobs Trends in Hong Kong and Hong Kong

    Are You Looking for Senior Associate, Credit Approval (Consumer Banking), Risk Management Group Job?

    Great news! is currently hiring and seeking a Senior Associate, Credit Approval (Consumer Banking), Risk Management Group to join their team. Feel free to download the job details.

    Wait no longer! Are you also interested in exploring similar jobs? Search now: .

    The Work Culture

    An organization's rules and standards set how people should be treated in the office and how different situations should be handled. The work culture at DBS Bank adheres to the cultural norms as outlined by Expertini.

    The fundamental ethical values are:

    1. Independence

    2. Loyalty

    3. Impartiapty

    4. Integrity

    5. Accountabipty

    6. Respect for human rights

    7. Obeying Hong Kong laws and regulations

    What Is the Average Salary Range for Senior Associate, Credit Approval (Consumer Banking), Risk Management Group Positions?

    The average salary range for a varies, but the pay scale is rated "Standard" in Hong Kong. Salary levels may vary depending on your industry, experience, and skills. It's essential to research and negotiate effectively. We advise reading the full job specification before proceeding with the application to understand the salary package.

    What Are the Key Qualifications for Senior Associate, Credit Approval (Consumer Banking), Risk Management Group?

    Key qualifications for Senior Associate, Credit Approval (Consumer Banking), Risk Management Group typically include Financial Specialists and a list of qualifications and expertise as mentioned in the job specification. The generic skills are mostly outlined by the . Be sure to check the specific job listing for detailed requirements and qualifications.

    How Can I Improve My Chances of Getting Hired for Senior Associate, Credit Approval (Consumer Banking), Risk Management Group?

    To improve your chances of getting hired for Senior Associate, Credit Approval (Consumer Banking), Risk Management Group, consider enhancing your skills. Check your CV/Résumé Score with our free Tool. We have an in-built Resume Scoring tool that gives you the matching score for each job based on your CV/Résumé once it is uploaded. This can help you align your CV/Résumé according to the job requirements and enhance your skills if needed.

    Interview Tips for Senior Associate, Credit Approval (Consumer Banking), Risk Management Group Job Success

    DBS Bank interview tips for Senior Associate, Credit Approval (Consumer Banking), Risk Management Group

    Here are some tips to help you prepare for and ace your Senior Associate, Credit Approval (Consumer Banking), Risk Management Group job interview:

    Before the Interview:

    Research: Learn about the DBS Bank's mission, values, products, and the specific job requirements and get further information about

    Other Openings

    Practice: Prepare answers to common interview questions and rehearse using the STAR method (Situation, Task, Action, Result) to showcase your skills and experiences.

    Dress Professionally: Choose attire appropriate for the company culture.

    Prepare Questions: Show your interest by having thoughtful questions for the interviewer.

    Plan Your Commute: Allow ample time to arrive on time and avoid feeling rushed.

    During the Interview:

    Be Punctual: Arrive on time to demonstrate professionalism and respect.

    Make a Great First Impression: Greet the interviewer with a handshake, smile, and eye contact.

    Confidence and Enthusiasm: Project a positive attitude and show your genuine interest in the opportunity.

    Answer Thoughtfully: Listen carefully, take a moment to formulate clear and concise responses. Highlight relevant skills and experiences using the STAR method.

    Ask Prepared Questions: Demonstrate curiosity and engagement with the role and company.

    Follow Up: Send a thank-you email to the interviewer within 24 hours.

    Additional Tips:

    Be Yourself: Let your personality shine through while maintaining professionalism.

    Be Honest: Don't exaggerate your skills or experience.

    Be Positive: Focus on your strengths and accomplishments.

    Body Language: Maintain good posture, avoid fidgeting, and make eye contact.

    Turn Off Phone: Avoid distractions during the interview.

    Final Thought:

    To prepare for your Senior Associate, Credit Approval (Consumer Banking), Risk Management Group interview at DBS Bank, research the company, understand the job requirements, and practice common interview questions.

    Highlight your leadership skills, achievements, and strategic thinking abilities. Be prepared to discuss your experience with HR, including your approach to meeting targets as a team player. Additionally, review the DBS Bank's products or services and be prepared to discuss how you can contribute to their success.

    By following these tips, you can increase your chances of making a positive impression and landing the job!

    How to Set Up Job Alerts for Senior Associate, Credit Approval (Consumer Banking), Risk Management Group Positions

    Setting up job alerts for Senior Associate, Credit Approval (Consumer Banking), Risk Management Group is easy with Hong Kong Jobs Expertini. Simply visit our job alerts page here, enter your preferred job title and location, and choose how often you want to receive notifications. You'll get the latest job openings sent directly to your email for FREE!