Senior Associate, Credit Approval (Consumer Banking), Risk Management Group

Senior Associate, Credit Approval (Consumer Banking), Risk Management Group-(WD74085)

Business Function 

Risk Management Group (RMG) is responsible for the development and maintenance of risk management and internal control frameworks.

We provide independent review and challenge to business to ensure that appropriate balance is considered in risk/return decisions.

In addition, RMG is responsible for the monitoring and reporting on key risk issues of the Bank.

To manage risk effectively and deliver strong financial performance, we invest significantly in our people and infrastructure.

Responsibilities

Review customer's financial status, Credit Bureau Report, internal credit history to recommend approval decision for unsecured products applications

Process credit applications according to credit policies and underwriting standards as well as regulatory policy requirement

Perform verification to detect fraud application and prevent fraud

Provide recommendations for unsecured products applications requiring higher approval authority

Work closely with business units for supplementary information and/or supporting documents, and discuss specific issues over the approval process

Prepare testing case and conduct UAT test for system / project development

Perform other ad hoc projects or assignments

Requirement

Tertiary education or equivalent

5 years or above credit experience for unsecured loan product risk management / underwriting / product management

Self-initiative and good team player

Strong analytical, communication and interpersonal skills

Strong credit sense and able to balance business and credit risk

Good time management to prioritize important tasks

Familiar with processing systems (VisionPlus and AAPS) will be an advantage

Experience in performing UAT will be an advantage

Apply Now

We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

We regret only shortlisted candidates will be notified.

Primary Location

:Hong Kong-One Island East

Job

:Risk Management

Schedule

:Regular

Employee Status

:Full-time:

Job Posting

:May 12, 2025, 8:00:00 AM