Job description
Senior Lending Manager (Secured Products) - Hang Seng Bank (HK)
Brand: Hang Seng Bank
Area of Interest: Branch and Retail Banking
Location:
Mongkok, Kowloon, HK
Work style: Hybrid Worker
Date: 15 Oct 2025
**Some careers have more impact than others.**
If you’re looking for a career where you can make a real impression, join Hang Seng and discover how valued you’ll be.
Whether you want a career that could take you to the top, or simply take you in an exciting new direction, Hang Seng offers opportunities, support and rewards that will take you further.
**Retail Banking and Wealth (RB&W) Credit Control Services**
We are currently seeking a high caliber professional to join our team as **Senior Lending Manager (Secured Products)** , reporting to Head of Credit Control Services.
**Principal responsibilities**
+ Ensures a strong and sophisticated underwriting operation function, aligned with standards of expectation
+ Accountable for driving underwriting risk mitigation activity through effective implementation and execution of underwriting capabilities and controls
+ Takes ownership for leading and directing underwriting actions, priorities and performance to deliver optimum performance, through the development and delivery of customer-centric, sustainable relationship capabilities
+ Exercises sound credit judgments on individual cases and appropriate risk-adjusted pricings
+ Translates underwriting strategy into priority actions to ensure the delivery of a high quality, professional service to all internal and external customers and stakeholders
**Requirements**
+ University Graduate in Business Administration, Banking, Finance or related discipline
+ Minimum 10 years of relevant experience in retail credit area, with 6 years at managerial level
+ High proficiency in English, Chinese and Putonghua
+ Ability to communicate effectively, embrace change and overcome challenges
+ In depth knowledge of credit risk, particularly in relation to personal financial services
+ Experience of leading a team that delivers results aligned to long term strategic business goals
+ High level of influencing skills with the ability to communicate on a diverse range of topics to multiple stakeholders
+ Experience working for or with one or more lines of business is desirable
+ Great sense of ownership and servicing mindset to ensure efficient and effective customer service processes
**You’ll achieve more when you join Hang Seng Bank Limited.**
**www.hangseng.com/careers**
**https://www.linkedin.com/company/hang-seng-bank**
Hang Seng is committed to service excellence.
Our people are our most important asset and play a vital role in our efforts to continually enhance our performance for customers and provide best-in-class products and services.
We seek to attract high-calibre talent by offering a dynamic working environment, good career development opportunities and competitive compensation packages.
Issued by Hang Seng Bank Limited
Required Skill Profession
Other General