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Urgent! Senior Credit and Risk Manager, Credit Card Job Opening In Kowloon City – Now Hiring HSBC
Senior Credit and Risk Manager, Credit Card
Brand: HSBC
Area of Interest:
Location:
Kowloon City, Kowloon, HK
Work style: Hybrid Worker
Date: 24 Oct 2025
We are currently seeking a high calibre professional to join our team as a Senior Credit and Risk Manager, Credit Card.
**Principal Accountabilities**
**In this role you will**
+ Support the Head of Retail Credit Risk, HK & Macau and lead a team of credit risk managers in managing retail credit risk associated with the Hong Kong credit card and Macau portfolios
+ Take charge of retail credit risk and manage credit policies/strategies for assigned portfolios to enable sustainable business growth within loss appetite and Risk Management Framework.
Deliver risk steward responsibilities in reviewing and challenging control standards of first line functions.
Accountable for the risk profiles and loan impairment of AMH cards and Macau portfolios
+ Proactively manage the credit policy framework and ensure it is set in line with economic and portfolio trends, regulations and global/regional policies.
Develop and embed risk strategy pertaining to credit cards to deliver long-term sustainable growth within risk appetite.
+ Leverage data, analytics, models, bureau and systems to drive automated and timely actions for initial approval, proactive cross sell and limit management.
Administer the dissemination of credit policies and work with Risk System / IT teams to ensure accuracy of policy implementation
+ Develop relevant MIS for effective monitoring of delinquency, loss, vintage performance, profitability, acquisition trend & profiles.
Analyze portfolio and identify opportunities in optimizing risk & reward trade-off decisions, product offers, customer segments, credit procedures, etc
+ Escalate credit cards emerging risk issues timely and ensure appropriate mitigating actions are developed and implemented swiftly engaging all key stakeholders
+ Manage credit risk of MMO’s retail credit portfolio and adjust credit policies in accordance with the agreed MMO business strategy and risk appetite.
Manage stakeholders including local and HK management.Recommend and execute new innovations on credit cards and credit risk management infrastructure
+ Manage and coach a team of credit managers in delivering the above responsibilities.
Build and maintain good rapport with Business, credit operations and other functions within Risk teams
**To be successful you will need**
+ University graduate with rich banking experience in retail risk management
+ In-depth understanding of the Hong Kong credit environment, regulatory landscape, credit cards / loans products, profit dynamics and unsecured lending practices is advantageous
+ Strong skills on consumer credit cycle management, decision making, use of credit scorecards and analytics, problem articulation and solving
+ Highly motivated, with the ability to work collaboratively with senior stakeholders, cross functional teams and external parties.
Ability to drive constructive business outcomes independently under tight timeline
+ Experience in dealing with external stakeholders including regulators, banking industry associations and external auditors is preferred
+ Sound communication, good negotiation and interpersonal skills.Excellent command in English
**Opening up a world of opportunity**
**www.hsbc.com/careers**
HSBC is committed to building a culture where all employees are valued, respected and opinions count.
We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment.
Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.
Issued by The Hongkong and Shanghai Banking Corporation Limited.
https://www.youtube.com/embed/QmZ7Un5gR8c?si=LCa6slfBqlUlxUE-
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Unlock Your Senior Credit Potential: Insight & Career Growth Guide
Real-time Senior Credit Jobs Trends in Kowloon City, Hong Kong (Graphical Representation)
Explore profound insights with Expertini's real-time, in-depth analysis, showcased through the graph below. This graph displays the job market trends for Senior Credit in Kowloon City, Hong Kong using a bar chart to represent the number of jobs available and a trend line to illustrate the trend over time. Specifically, the graph shows 2198 jobs in Hong Kong and 193 jobs in Kowloon City. This comprehensive analysis highlights market share and opportunities for professionals in Senior Credit roles. These dynamic trends provide a better understanding of the job market landscape in these regions.
Great news! HSBC is currently hiring and seeking a Senior Credit and Risk Manager, Credit Card to join their team. Feel free to download the job details.
Wait no longer! Are you also interested in exploring similar jobs? Search now: Senior Credit and Risk Manager, Credit Card Jobs Kowloon City.
An organization's rules and standards set how people should be treated in the office and how different situations should be handled. The work culture at HSBC adheres to the cultural norms as outlined by Expertini.
The fundamental ethical values are:The average salary range for a Senior Credit and Risk Manager, Credit Card Jobs Hong Kong varies, but the pay scale is rated "Standard" in Kowloon City. Salary levels may vary depending on your industry, experience, and skills. It's essential to research and negotiate effectively. We advise reading the full job specification before proceeding with the application to understand the salary package.
Key qualifications for Senior Credit and Risk Manager, Credit Card typically include Other General and a list of qualifications and expertise as mentioned in the job specification. Be sure to check the specific job listing for detailed requirements and qualifications.
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Before the Interview:To prepare for your Senior Credit and Risk Manager, Credit Card interview at HSBC, research the company, understand the job requirements, and practice common interview questions.
Highlight your leadership skills, achievements, and strategic thinking abilities. Be prepared to discuss your experience with HR, including your approach to meeting targets as a team player. Additionally, review the HSBC's products or services and be prepared to discuss how you can contribute to their success.
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