Manager, Underwriting

Job description

Manulife is a leading international financial services provider, helping people make decisions easier and lives better.

Help shape the future you want to see — and discover that better can take you anywhere you want to go.



**Position Responsibilities**



+ Conduct risk assessment of HNW client policies, ensuring thorough risk assessment and adherence to underwriting guidelines

+ Evaluate insurance applications, including but not limited to medical, financial, residential, aviation, avocation and moral hazards

+ Make informed decisions on policy terms and conditions, ensuring competitiveness

+ Build and maintain strong relationships with Agency, Brokers, banca partners.

+ Provide expert advice and solutions tailored to the unique needs of affluent clients

+ Develop and refine underwriting guidelins and procedures specific to the HNW market

+ Ensure compliance with all regulatory requirements and company policies

+ Assume responsibility for continuing training and development of more junior underwriters

+ Manage acquisition of reinsurance coverage for large cases

+ Comply with departmental procedures Identify and provide solutions to work related problems and issues

+ Ability to adapt to changing underwriting philosophy and apply new approaches

+ Strong independent problem solving ability including research and presentation of potential solutions

+ Communicate and collaborate with the field and head office colleagues to provide the highest quality and service levels to customers

+ Manage mortality on preferred block of business, through flex guidelines to ensure pricing and mortality expectations are met

+ Maintain positive and effective relationships with internal and external partners

+ Build and maintain good relationships within a self-directed team environment

+ Negotiate and manage time and resources to meet deadlines and service times



**Required Qualifications**



+ Post-secondary education or equivalent work experience

+ Expert knowledge of underwriting function; sound understanding of Company’s various business operations

+ Excellent analytical skills; ability to define, research and resolve problems

+ Excellent knowledge of mainframe and PC environment

+ Ability to create and maintain customer relationships

+ Ability to prioritize and work effectively under deadlines balancing published service times with an appropriate customer focus

+ Ability to comprehend, retain and apply current technical information to daily work issues

+ Solid knowledge of insurance contract law and state legislative requirements

+ Expert knowledge of company plans, riders, benefits and illustrations (and how they are marketed)

+ Expert knowledge of reinsurance marketplace (including underwriting strengths and weaknesses) to work proactively with the field where reinsurance is an opportunity

+ Thorough understanding of automatic reinsurance agreements

+ Expert knowledge of medical science, technology and terminology and their impact on mortality

+ Expert knowledge of financial and other non-medical underwriting factors



**_When you join our team:_**



+ We’ll empower you to learn and grow the career you want.

+ We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words.

+ As part of our global team, we’ll support you in shaping the future you want to see.



**Acerca de Manulife y John Hancock**



Manulife Financial Corporation es un importante proveedor internacional de servicios financieros que ayuda a las personas a tomar decisiones de una manera más fácil y a vivir mejor.

Para obtener más información acerca de nosotros, visite http://www.manulife.com .



**Manulife es un empleador que ofrece igualdad de oportunidades**



En Manulife/John Hancock, valoramos nuestra diversidad.

Nos esforzamos por atraer, formar y retener una fuerza laboral tan diversa como los clientes a los que prestamos servicios, y para fomentar un entorno laboral inclusivo en el que se aprovechen las fortalezas de las culturas y las personas.

Estamos comprometidos con la equidad en las contrataciones, la retención de talento, el ascenso y la remuneración, y administramos todas nuestras prácticas y programas sin discriminación por motivos de raza, ascendencia, lugar de origen, color, origen étnico, ciudadanía, religión o creencias religiosas, credo, sexo (incluyendo el embarazo y las afecciones relacionadas con este), orientación sexual, características genéticas, condición de veterano, identidad de género, expresión de género, edad, estado civil, estatus familiar, discapacidad, o cualquier otro aspecto protegido por la ley vigente.



Nuestra prioridad es eliminar las barreras para garantizar la igualdad de acceso al empleo.

Un representante de Recursos Humanos trabajará con los solicitantes que requieran una adaptación razonable durante el proceso de solicitud.

Toda la información que se haya compartido durante el proceso de solicitud de adaptación se almacenará y utilizará de manera congruente con las leyes y las políticas de Manulife/John Hancock correspondientes.

Para solicitar una adaptación razonable en el proceso de solicitud, envíenos un mensaje a recruitment@manulife.com .



**Modalidades de Trabajo**



Híbrido

Required Skill Profession

Other General