Associate, Specialist, Credit Approval (Consumer Banking), Risk Management Group

Associate, Specialist, Credit Approval (Consumer Banking), Risk Management Group-(WD78296)

Business Function

Risk Management Group (RMG) is responsible for the development and maintenance of risk management and internal control frameworks.

We provide independent review and challenge to business to ensure that appropriate balance is considered in risk/return decisions.

In addition, RMG is responsible for the monitoring and reporting on key risk issues of the Bank.

To manage risk effectively and deliver strong financial performance, we invest significantly in our people and infrastructure.

Responsibilities

Review customer's financial status, Credit Bureau Report, internal credit history to approve card applications

Process card applications according to credit policies and underwriting standards as well as regulatory policy requirement

Perform verification to detect fraud application and prevent fraud

To handle enquiry from Customer Center and CFM related to card application appeal or complaints

To handle MCRA related tasks such as TU data contribution, TU billing and enquiry, etc.

Prepare testing case and conduct UAT test for system and project development

Requirements:

Tertiary education or equivalent

5 years or above credit experience for unsecured card product risk management /

With underwriting / product management experience

Self-initiative and good team player

Strong analytical, communication and interpersonal skills

Strong credit sense and able to balance business and credit risk

Good time management to prioritize important tasks

Familiar with processing systems (VisionPlus and AAPS) will be an advantage

Experience in performing UAT will be an advantage

Apply Now

We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

We regret only shortlisted candidates will be notified.

Primary Location

:Hong Kong-One Island East

Job

:Risk Management

Schedule

:Regular

Employee Status

:Full-time:

Job Posting

:Oct 14, 2025, 12:00:00 AM