Responsibilities
:
Achieve its financial & non-financial performance target in accordance with the company’s risk management and compliance policies and standards.Promote securitization and structured finance related business including marketing, origination and distribution.Manage closing and on-going process on respective transactions.Preparation of term sheets, offer letters and financing proposals.Documentation due diligence reporting.Review loan documents, security documents and liaise with legal counsel.Review due diligence reports and other independent third party reports necessary for the distribution of loan products.Conduct research and generate report as per management’s requirement.Coordinate with branch, other officers of SPDA, related departments of SMBC Head Office and other branches or SMBC group companies to provide value-added services to clients.Research in market, laws & regulations in related business area, and provide necessary information to relevant parties.Undertake other tasks assigned by the management, including new project, new product development and process improvement.Work together as “TEAM SMBC/SMFG, TEAM SYDNEY” to achieve the highest level of trust and service to our clients, colleagues and other stakeholders.Collect necessary data and information to support marketing and execution of transactions.Analyze credit risk in underlying asset and structure of the transactions and apply the credit monitoring and application.Monitor the portfolio and take necessary actions on potential deterioration on the credit.Ensure risk management frameworks, policies and procedures related to our business.Understand and maintain internal compliance requirements, comply with regulatory, company and branch policies and procedures.Any other tasks assigned by your manager.Requirements:
Minimum of 5-7 years’ experience in a Structured Finance or securitization environment with a Bank or Financial Institution in an Origination Team.Tertiary qualification in a business-related field.Good knowledge of financial products, understand and able to interpret financial statements.Comprehensive understanding of banking practices and processes of the role of credit within a bank.High level of numeracy and strong financial analysis skills, and the ability to conduct financial modeling with accuracy and attention to detail.Good communicator, both verbally and in writing at business level to the level of business report writing.Strong time management and good organisational skills.Influencing skills both in writing through presenting a persuasive argument and verbally when handling objections.Ability to condense complex issues into a readable format in report writing or through other communications.Ability to interpret and follow procedures.Advanced skills in Microsoft Office, specifically Excel. Applicants with greater experience will be considered for the role of Vice President.